Healthcare employees across Central Pennsylvania — at Penn Highlands DuBois, Penn Highlands Clearfield, Penn Highlands Brookville, Penn Highlands Elk, Punxsutawney Area Hospital, UPMC Altoona, Mount Nittany Medical Center, Indiana Regional Medical Center, and Clarion Hospital — have access to 403(b) retirement plans with employer matching. Maximizing your match, optimizing contributions, selecting appropriate investments, and coordinating with outside savings is critical. SKG Wealth Management specializes in helping healthcare professionals optimize their complete retirement picture.
Your 403(b): The Foundation
As a healthcare employee, your 403(b) plan is one of the most powerful wealth-building tools available to you. Employer matching contributions are essentially free money — if you are not contributing enough to capture the full match, you are leaving compensation on the table. Whether you work at Penn Highlands, UPMC Altoona, Mount Nittany, Punxsutawney Area Hospital, Indiana Regional, or any other healthcare institution in the region, the principles are the same. Beyond the match, the 2026 contribution limit is $23,500 (with an additional $7,500 catch-up for ages 50+, and a $11,250 super catch-up for ages 60-63 under SECURE 2.0).
Beyond the 403(b)
Your retirement plan is just one piece of the puzzle. Healthcare professionals at Penn Highlands should also consider Roth IRA contributions (or backdoor Roth strategies for higher earners), Health Savings Account (HSA) maximization if enrolled in a high-deductible health plan, disability insurance to protect your earning power, and coordination with any pension or defined benefit plan. We help you build a comprehensive strategy that integrates every benefit available to you.
Physicians at Central PA Hospitals
Physicians employed by Penn Highlands, UPMC Altoona, Mount Nittany Medical Center, and other non-profit hospitals in the region have additional planning complexity: student loan optimization (especially PSLF eligibility for non-profit hospital employees), contract review, own-occupation disability insurance, and accelerated wealth building during peak earning years. Our dedicated physician planning services address each of these areas.
Healthcare Employee?
Bring your most recent 403(b) statement for a free retirement review. We will show you exactly where you stand — regardless of which hospital or healthcare system you work for.
