SKG Wealth Management is primarily compensated through an advisory fee based on assets under management. This means our success is directly tied to yours — we only do well when your portfolio does well. We have no proprietary products to sell and no hidden compensation. In limited situations where an insurance or annuity product best serves a client's needs, a commission may apply — but these recommendations are always made under our fiduciary duty to act in your best interest. Your initial consultation is always free.
Our Interests Are Aligned With Yours
The way a financial advisor is compensated determines whose interests they serve. At SKG, we chose the asset-based fee model for one reason: it puts us on the same side of the table as you. When your wealth grows, our fee grows. When markets decline, our fee declines. There is no scenario where we benefit from recommending something that is not in your best interest.
This is fundamentally different from the commission model, where an advisor earns more by selling you higher-cost products — regardless of whether those products are the best available option. It is also different from firms that earn hidden revenue through proprietary fund families, revenue-sharing agreements, or trading mark-ups that clients never see on their statements.
What You Get
The way a financial advisor is compensated determines whose interests they serve. At SKG, we chose the asset-based fee model for one reason: it puts us on the same side of the table as you. When your wealth grows, our fee grows. When markets decline, our fee declines. There is no scenario where we benefit from recommending something that is not in your best interest.
The Value of Good Advice
Research consistently shows that working with a qualified financial advisor adds significant value over time — through better investment decisions, tax-efficient strategies, behavioral coaching during market volatility, and comprehensive planning that most people cannot replicate on their own. The right advisor does not cost you money. The right advisor makes you money — net of fees — by helping you avoid costly mistakes and capture opportunities you would otherwise miss.
Common Questions About Our Fees
How does SKG Wealth Management get compensated?
Our primary compensation is an advisory fee based on the assets we manage for you. This model directly aligns our interests with yours — when your portfolio grows, we benefit. When it declines, our compensation declines. In certain situations where an insurance or annuity product is the most appropriate solution for a client's specific needs — such as guaranteed retirement income — we may receive a commission on that product. These recommendations are always made under our fiduciary obligation and only when the product genuinely serves the client's best interest.
What does the advisory fee include?
Everything. Your fee covers comprehensive financial plan development and ongoing updates, investment portfolio construction and management, proactive tax coordination with your CPA, retirement income modeling, Social Security optimization, estate planning coordination, insurance needs analysis, and unlimited access to your advisor throughout the year. There is no nickel-and-diming for phone calls, meetings, or plan updates.
Are there any hidden costs?
No. We are straightforward about how we are compensated. Beyond our advisory fee, the only other costs are the underlying expense ratios within the investment funds in your portfolio — and we intentionally select low-cost investment vehicles to keep those expenses as low as possible. There are no transaction fees, no account closing fees, and no surprise charges.
Why is the AUM model better for clients?
Because it means we only do well when you do well. Commission-based advisors get paid when they sell you something — whether or not that product is the best option. Our fee-based model removes that conflict entirely. We have one job: grow and protect your wealth. Our compensation follows naturally from doing that job well.
How do I find out the specific fee for my situation?
We discuss fees openly during your initial consultation, which is always free and comes with no obligation. Your specific fee depends on the size and complexity of your portfolio. We will walk you through exactly what you will pay and exactly what you will receive before you make any commitment.
Do you charge for an initial consultation?
Never. Your first meeting is completely free. We spend time understanding your situation, discussing your goals, and explaining how our process works. If we are the right fit, we will outline the specific fee for your situation. If not, you walk away with valuable perspective at no cost.
Ready to Talk?
Your first consultation is always free. We will discuss your situation, explain our process, and outline the specific fee for your needs — no obligation, no pressure.
